Residential Mortgage Loans
Don't
know which type of mortgage loan is best for you?
Find out below.
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| Do you need a Purchase loan, Re-finance,
Second mortgage, Debt consolidation or Construction loan? We
have it all!! At Tri-State Mortgage we have thousands of loan
programs for each type of borrower. Don't be afraid to call if your
self employed or you have been turned down. We can e-mail or fax you a
good faith estimate in five minutes. Rates are on the rise, now is the time
to re-fi from that adjustable to a fixed rate. We also take credit
cards for the appraisal and credit report fees. |
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Lowest Rates
We are brokers that offer the same loans as all the other banks and mortgage
companies. We offer 30, 15 , 20 & 10 year fixed rates. We also offer
adjustable rate loans that have a 3, 5, 7 year fixed rate, then convert to an
adjustable rate. These are ideal loans because the average home owner moves
every five years. Our adjustable rates start at 1.75% on a MTA
or COSI index. This loan goes to six million and has the option where you can
pick a payment that is based on a minimum payment, interest only, 15 year
amortization or a thirty year amortization. This loan requires a 620 credit
score this loan also has a no point and/or no fee option!
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No Money Down Purchase!
First time buyers can own a home with no money down and no closing cost. We
have several programs that require no mortgage insurance with one loan or a
80/20 combo. We even offer a stated income (W-2) program
with no money down! We just came out with a 100% NO FICO loan for
first time buyers!! |
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Investor loans!
We specialize in 100% financing loan for
rental and
FIX N' FLIP properties
that requires NO
INCOME DOCUMENTATION!!! If you have a FICO
score of 680 or above you can qualify up to 100% loan- to- value on an
investment property! These loans are ideal for self employed,
wage earner borrowers. The loan also has no pre-payment penalty!
Its free money to invest and build your wealth through real estate!!
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Poor Credit - No Problem!
Are you buried in credit card debt?! Need cash out
for home improvement or a college tuition? Use the equity in your
home to pay off those nagging bills. No equity? No problem!
We offer 100% lines of credit!
If you have had a recent
bankruptcy, mortgage lates or charge offs on your credit - we may still be able
to help you. We have several fixed and adjustable rate loans that are taylored
for borrowers with challenged credit. We have NO FICO PROGRAMS! These programs require more equity in your home and
the interest rate is higher then a conventional loan.
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Click here
to fill out an online application & get started right now. |
